Find The Right Commercial Loan
Finding the right commercial loan starts with making the right choices, but when you’re busy running a business, it’s never that easy. That’s where we come in. Whether you need to upgrade your warehouse space, expand stores or find a bigger office, we'll help you navigate the commercial loan minefield, ultimately finding one that works for you.
Commercial loans are suitable for buying commercial property, funding business operations and buying
business equipment and are a great way to expand your business without requiring major upfront capital. Our
finance brokers at Your Advisor Group will work hard to find you the most suitable option that helps your business get where you want it to go. To get started, give us a call or send us an email.
Commercial Loan Types & Features
Variable Rate Loans
Variable rate loans offer more features such as a redraw facility, additional repayments and an offset account, however the interest rate will fluctuate over the life of the loan.
Fixed Rate Loans
A fixed rate loan means your interest rate and repayments will not fluctuate over the agreed upon term. This means no surprises for you.
Principle & Interest Loans
You pay off the principal amount each week/fortnight as well as any accrued interest. This may help you pay off the loan faster.
Interest Only Loans
This loan type is where you agree to only pay off the interest, leaving the principal balance unchanged for an agreed upon term.
Overdrafts
Your lender will provide a line of credit where you can borrow up to a certain limit. Typically the interest rate will be higher and you can't fix an overdraft.
SMSF Loans
This refers to purchasing commercial property through your self-managed super fund or trust. This separates ownership from your business, which provides asset protection.
Asset Finance
Asset finance is used by businesses to purchase new equipment, machinery or vehicles to support their operations.
Commercial Guarantor Loan
If you haven't quite saved enough for your deposit, a commercial property guarantor may help you secure a loan.
Trusted Commercial Loan Brokers
Regardless of the type or size of your business, our goal is to help you secure the right finances so you can succeed. We help business owners by:
Understanding Finance Features
Achieving your business objectives starts with knowing exactly what you want. With our expertise, you can take advantage of cashflow finance, term loans, overdrafts and leasing finance.
Creating A Business Plan
We can help you gain a solid understanding of your business strategies and objectives, before scouring the market to find you competitive rates and flexible long term payment plans that are most suited to you.
Exploring Long-Term Loans
We’ll look at your long term loan options so you can stay focused on your business, while setting yourself up for future success.
Book a free 15-minute discovery call today!
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Your Advisor Group Pty Ltd ACN 631535236 is authorised under LMG Broker Services Pty Ltd ACN 632 405 504 Australian Credit Licence 517192
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Terms and conditions
The information provided on this site is on the understanding that it is for illustrative and discussion purposes only. Whilst all care and attention is taken in its preparation any party seeking to rely on its content or otherwise should make their own enquiries and research to ensure its relevance to your specific personal and business requirements and circumstances. Terms, conditions, fees and charges may apply. Normal lending criteria apply. Rates subject to change. Approved applicants only.
1There may be occasions where you may be charged a fee by your broker.
2Your broker is able to assess each lender's approval times and identify those that can provide approval quickly, however this is subject to change and can vary significantly based on how complex is your loan application and how quickly you’re able to provide the information we need.
3Not all lenders are available to all brokers. The exact details of the lenders your broker has access to is disclosed within the Credit Guide your broker gives to you when providing credit assistance or is available upon request.
