Secure an Investment Property Home Loan Today
At Your Advisor Group, we help clients secure investment property home loans. An investment property loan is a type of financing used to purchase a property that will not be used as the borrower’s primary place of residence. Instead, the property is intended to be an investment that can generate rental income or be sold for profit in the future. An investment home loan can be a great way to generate income through:
Rental Income: Property owners can earn steady income by renting out the property to tenants. This could be through long-term leases or short-term rental arrangements.
Property Appreciation: Investors might purchase properties in areas where they anticipate growth or improvement, hoping the property value will increase over time, leading to a profitable sale in the future.
Flipping Properties: Some investors use investment loans to purchase properties that need refurbishing. They renovate and sell them at a higher price, aiming to earn a profit from the sale.
With so many banks and lenders out there, finding the right loan for your specific needs can be challenging. That’s why our professional team is committed to doing all the hard work for you! For more information on
home loans and investment loans, get in touch today!
Investment Property Home Loan Types & Features
Variable Rate Loan
A variable rate investment loan is where the interest will go up and down to match rate rises. The variable rate means greater flexibility, the option to make voluntary repayments and redraw facility.
Fixed Rate Loan
A fixed rate investment loan means the interest is locked in for an agreed upon term. Having a fixed interest rate means you can't make additional repayments, however can make budgeting simpler.
Split Loan
Split your investment loan into two accounts for greater flexibility. One has a fixed interest rate and the other variable.
Packaged Loan
Take advantage of specialised discounts and deals with a packaged loan. You can combine multiple loans from the same lender into a packaged loan.
Introductory Rate Loan
An introductory rate for your investment loans is where you are offered a low interest rate for the initial term of your loan. After it expires, the standard rate will be applied.
Interest Only Loans
Only pay the interest on the principal balance for a set term. The loan balance will remain unchanged during this period.
The Investment Property Home Loan Process
Whether you’re a first-time property investor or already hold a large portfolio, our process is designed to make the borrowing journey as simple as possible for you. When you choose your Advisor Group, you can expect a straightforward process that goes like this:
Get in Touch
Securing your next investment property starts by saying hello. Get in touch with our friendly team and we’ll connect to discuss your goals.
Browse Lenders
We’ll discuss your options and borrowing power before finding the most suitable lender. An existing property can also be used as equity, which may reduce the required deposit.
We Do The Paperwork
Once you’ve chosen a lender, our brokers will do the paperwork, packaging, signing and lodging your documents.
Let The Hunt Begin
After receiving pre-approval, your borrowing power will be revealed, which means you can start making offers on investment properties.
Your Offer is Accepted
Your offer has been accepted by the seller, which only leaves the paperwork. Our dedicated team will work hard to ensure your property is accepted by the banks.
Time to Celebrate
When it’s settlement time, we’ll coordinate with your solicitor or conveyancer and lender. Once settlement takes place, celebrate and enjoy your new investment.
Book a free 15-minute discovery call today!
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Your Advisor Group Pty Ltd ACN 631535236 is authorised under LMG Broker Services Pty Ltd ACN 632 405 504 Australian Credit Licence 517192
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Terms and conditions
The information provided on this site is on the understanding that it is for illustrative and discussion purposes only. Whilst all care and attention is taken in its preparation any party seeking to rely on its content or otherwise should make their own enquiries and research to ensure its relevance to your specific personal and business requirements and circumstances. Terms, conditions, fees and charges may apply. Normal lending criteria apply. Rates subject to change. Approved applicants only.
1There may be occasions where you may be charged a fee by your broker.
2Your broker is able to assess each lender's approval times and identify those that can provide approval quickly, however this is subject to change and can vary significantly based on how complex is your loan application and how quickly you’re able to provide the information we need.
3Not all lenders are available to all brokers. The exact details of the lenders your broker has access to is disclosed within the Credit Guide your broker gives to you when providing credit assistance or is available upon request.
