Your Home Loan Partner
Buying a home is one of the biggest decisions you’ll ever make and we’re here to ensure your home loan journey is as enjoyable and stress-free as possible. At Your Advisor Group, we research and compare lenders so you don’t have to. From getting to know you and your goals to finding the most suitable loan and handling the paperwork, our dedicated team of mortgage brokers will do all the hard work for you.
We understand not everyone has the time to navigate and understand the countless home loan options available - that’s our job! We’ll work with you to ensure you understand the process and your obligations every step of the way. Whether you’re purchasing your
first home, setting up an
investment property or looking to secure finance for a
renovation project, our goal is to find you the most suitable loan without you having to do any of the legwork. For more information or to speak to one of our friendly brokers, give us a call or send us an email.
Next Home Loan Types & Features
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Variable Rate Loan
A variable rate loan means the interest rate can change over time. While this provides flexibility and allows you to make additional repayments, it can leave you exposed to rate rises.
Fixed Rate Loan
A fixed rate home loan is where your interest rate and repayments are fixed, meaning you won't pay any more or less during the fixed term.
Split Loan
A split loan combines the best of both worlds. You can split your loan into two accounts and have one fixed and one variable.
Packaged Loan
Have all your loans in one place with a packaged loan. These loans can offer unique discounts as well as deals on other products. They typically feature one annual fee.
Bridging Loans
A bridging loan is a short term loan that can help you finalise the purchase of your new home before selling your existing one.
Line of Credit Loans
A line of credit is a flexible option that allows you access to cash whenever you need it (up to your credit limit).
Interest Only Loans
An interest only loan allows you to only pay interest for a set term with the principal balance remaining unchanged during that term.
Construction Loans
This loan is suitable for anyone looking to build a home. Majority of construction loans are interest free for the first year and interest is charged on the amount you draw down on for repayments.
The Home Loan Process
From a simple hello to understanding your goals and explaining the different loan options available, we're committed to making the home loan journey as enjoyable as possible for you. When you choose Your Advisor Group, here’s how we’ll help you buy your next home:
It Starts With Hello
We give you a call to ask a few simple questions. From there we'll discuss your goals, financial position and the best approach to take in regards to your home loan.
Your Goals
Once we understand your goals, we'll research and compare over 60 lenders to find you the most competitive rate and provide a written recommendation detailing which loan best meets your needs.
Next Steps
They say no one likes paperwork, but at Your Advisor Group, paperwork is our job. After you choose a lender, we'll package, sign and lodge documents to prepare for pre-approval
Approval
Once you're approved, we'll handle the transition from your current loan to your new loan. A valuation will then take place on your new home, insurance details are provided and a settlement day is scheduled.
Settlement
Our brokers will coordinate the lead-up to settlement. We'll liaise with your existing and new bank to ensure any extra cash required is organised. A solicitor will also be involved to change the lender name on your paperwork.
Enjoy Moving Day
When the big day finally comes, we can organise a team of trusted experts to help make your move pain-free and help you get set up at your new home.
Book a free 15-minute discovery call today!
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Your Advisor Group Pty Ltd ACN 631535236 is authorised under LMG Broker Services Pty Ltd ACN 632 405 504 Australian Credit Licence 517192
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Terms and conditions
The information provided on this site is on the understanding that it is for illustrative and discussion purposes only. Whilst all care and attention is taken in its preparation any party seeking to rely on its content or otherwise should make their own enquiries and research to ensure its relevance to your specific personal and business requirements and circumstances. Terms, conditions, fees and charges may apply. Normal lending criteria apply. Rates subject to change. Approved applicants only.
1There may be occasions where you may be charged a fee by your broker.
2Your broker is able to assess each lender's approval times and identify those that can provide approval quickly, however this is subject to change and can vary significantly based on how complex is your loan application and how quickly you’re able to provide the information we need.
3Not all lenders are available to all brokers. The exact details of the lenders your broker has access to is disclosed within the Credit Guide your broker gives to you when providing credit assistance or is available upon request.
